Pioneer State Mutual Insurance Company is a Michigan company that offers Auto, Home, Farm, Commercial & Renters insurance via our independent agents. Their Mission is Dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind and take one decision at a time. Since 1908, Pioneer State Mutual and its network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time.